[{"data":1,"prerenderedAt":1865},["ShallowReactive",2],{"/insight/consumer-sentiment-nears-historic-lows-following-rate-hike/":3,"header":845,"/insight/consumer-sentiment-nears-historic-lows-following-rate-hike/-author-data":1022,"/insight/consumer-sentiment-nears-historic-lows-following-rate-hike/-capabilities":1304,"/insight/consumer-sentiment-nears-historic-lows-following-rate-hike/-bac62212-9257-42ca-a366-202b6afa3f99-prePopulatedCardData":1528},["Reactive",4],{"story":5},{"name":6,"created_at":7,"published_at":8,"alternates":9,"id":10,"uuid":11,"content":12,"slug":837,"full_slug":838,"default_full_slug":21,"sort_by_date":21,"position":839,"tag_list":840,"is_startpage":100,"parent_id":841,"meta_data":21,"group_id":842,"first_published_at":8,"release_id":21,"lang":843,"path":21,"translated_slugs":844},"Consumer sentiment nears historic lows following rate hike","2026-10-09T02:05:46.608Z","2026-10-21T00:32:10.193Z",[],228646693334624,"d8e46f44-82a9-47cd-a4c2-a2d849512991",{"_uid":13,"body":14,"title":6,"authors":807,"buttons":810,"carousel":811,"component":822,"image_hero":823,"industries":828,"meta_image":829,"meta_title":831,"capabilities":832,"content_type":834,"image_thumbnail":835,"meta_description":836},"9a3c7815-fdb7-4c68-a07f-a98f85a4c164",[15,89,223,440,532],{"_uid":16,"buttons":17,"content":18,"component":87,"remove_spacing":88},"866012f5-8bb7-4b23-8043-d906487510e2",[],{"type":19,"attrs":20,"content":22},"doc",{"backgroundColor":21},null,[23,39,44,54],{"type":24,"attrs":25,"content":26},"paragraph",{"textAlign":21},[27,30,37],{"text":28,"type":29},"According to the Westpac-Melbourne Institute survey, consumer sentiment declined 4.7% to 80.4 in October 2026, returning to the extreme lows recorded earlier in the year. This is the third time sentiment has fallen to around 80 during 2026, forming part of the weakest period of recurring consumer sentiment since the","text",{"text":31,"type":29,"marks":32}," ",[33],{"type":34,"attrs":35},"textStyle",{"color":36},"black",{"text":38,"type":29},"1990s recession. Higher fuel prices and interest rates continue to place significant pressure on household finances.",{"type":24,"attrs":40,"content":41},{"textAlign":21},[42],{"text":43,"type":29},"The latest RBA rate increase had a particularly significant impact on consumer confidence, with sentiment deteriorating sharply following the decision. Expectations for further rate rises also remain high, particularly among mortgage holders, which suggests discretionary spending is likely to remain under pressure in the near term.",{"type":24,"attrs":45,"content":46},{"textAlign":21},[47,49],{"text":48,"type":29},"For retailers, this creates a difficult backdrop heading into the major November and Christmas sales period. Consumers have increasingly concentrated discretionary purchases around promotional events,",{"text":50,"type":29,"marks":51}," however the sustained pressure on households this year (with more to come) may mean even greater and more widespread discounting is required to stimulate demand.",[52],{"type":34,"attrs":53},{"color":36},{"type":24,"attrs":55,"content":56},{"textAlign":21},[57,59,64,66,71,73,78,80,85],{"text":58,"type":29},"The latest ABS Household Spending Indicator was unchanged in August 2026 compared to July 2026 but 6.8% higher than ",{"text":60,"type":29,"marks":61},"August 2025",[62],{"type":34,"attrs":63},{"color":36},{"text":65,"type":29},". The headline result was supported by higher fuel and transport spending",{"text":67,"type":29,"marks":68},". 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Higher fuel prices and the latest RBA rate rise were the key drivers of the deterioration",{"text":243,"type":29,"marks":244},". The ",[245],{"type":34,"attrs":246},{"color":36},{"text":248,"type":29},"impact of the RBA",{"text":250,"type":29,"marks":251},"’",[252],{"type":34,"attrs":253},{"color":101},{"text":255,"type":29},"s decision",{"text":257,"type":29,"marks":258}," was",[259],{"type":34,"attrs":260},{"color":36},{"text":262,"type":29}," particularly pronounced",{"text":264,"type":29,"marks":265}," with s",[266],{"type":34,"attrs":267},{"color":36},{"text":269,"type":29},"entiment among consumers surveyed before the rate rise ",{"text":271,"type":29,"marks":272},"at",[273],{"type":34,"attrs":274},{"color":36},{"text":276,"type":29}," 86.9, compared with just 67.2 among those surveyed after the announcement. 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